To find the SWIFT payment reference, you need to check your payment confirmation or receipt. The SWIFT payment reference is a unique identifier assigned to each payment sent via the SWIFT network and is usually included in the payment confirmation or receipt. It can be found in field 20 of Form MT103.

If you are the sender of the payment, you can usually find the SWIFT payment reference in your bank statement or transaction history. You can also contact your bank for help locating the reference number.

If you are the recipient of the payment, you should check with your bank or financial institution whether they have received the payment and whether they can provide you with the SWIFT payment reference.

The length of a SWIFT payment reference can vary depending on the bank or financial institution that uses it. It can be numeric or alphanumeric depending on the bank’s software configuration.

Where can I find the UETR code?

The SWIFT UETR (Unique End-to-End Transaction Reference) code is a unique identifier assigned to each SWIFT payment message to enable end-to-end tracking of the transaction.

If you are the sender of the payment, you can usually find the SWIFT UETR code in the confirmation or receipt provided by your bank or financial institution. The UETR code may also be visible in your transaction history or bank statement. Sometimes, it is included in the header of the MT103 form in field 121.

If you are the sender of the payment, you can request the SWIFT UETR code from your bank or financial institution. They should be able to provide you with that information.

It is important to note that the SWIFT UETR code is different from the SWIFT payment reference, which is another identifier used in SWIFT payments. The payment reference is used to identify a specific payment transaction, while the UETR code is used to track the payment throughout its journey through the SWIFT network.

What does the UETR code look like?

The UETR code is a 32-character alphanumeric code. For example, da35a802-0593-4c47-7fd3-007435d8e495.

Should I use payment reference # or UETR for tracking?

You can try both. Generally, the UETR code is more universal, as it does not change throughout the transaction.